Life insurance

A death or sudden inability to work are tragic blows. To ensure that you or your surviving dependents are not burdened with financial problems during this difficult time, it may be advisable to take out a life insurance policy or disability pension (term life).

Based on the following conditions, AXA Basel grants special conditions to Novartis employees in the individual life sector for the following insurance policies: 24% off the standard rate:

  • Mere death insurance
  • Disability pension

Explanation of your pension fund statement

Before you take out a term life insurance policy, get an overview of the risk benefits in your pension fund certificate. This is the only way to determine your need for additional insurance. By proceeding in this way, you will avoid double insurance and also save on premiums. It would be best to make an appointment with us. If, after these clarifications, you need to take out additional term life insurance policies, it would make sense to seek advice from AXA Life.

Insured benefits

Lump-sum death and/or disability benefit:
Insures a lump sum death and/or disability benefit payable to beneficiaries in the event of the death of the insured person.

Disability pension:
Insured is a disability pension that is paid in the event of disability due to illness or accident. 

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