Necessary insurance

  1. Health insurance (compulsory)
  2. Personal liability (strongly recommended) and
  3. Household contents (recommended).

We are happy to provide you the information about the existing insurance package and the special conditions offered by our partners

Further

  • Motor vehicle insurance (if you own a car, for example)
  • Legal expenses insurance
  • Travel cancellation insurance (travel)
  • Disability insurance/death insurance (term life)
  • Household contents insurance
  • Building insurance
  • Life insurance/risk life pillar 3a/b

The following scenarios may apply to you:

  • I heard I have to take out health insurance / My municipality of residence requires a copy of my health insurance policy 
  • What insurance do I have with Novartis and what should I look for?
  • The school requires a confirmation of insurance for my child
  • The landlord requires a copy of a personal liability insurance policy
  • The car repair shop requires proof in order to redeem the license plates for the new car
  • Should I pay into the third pillar or would I rather pay into the pension fund? 
  • I have received the pension certificate. I do not understand it, what is PK1, PK2, KK?

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